Embarking on my journey through the endless seas, I couldn’t help but ponder the amazing chance that was ahead of me. A TikTok clip showcasing a credit card hack had illustrated a method for me to gain an astonishing 42,000 credit points during a cruise. It felt like I had discovered a treasure, and I was excited to uncover its mysteries.
The key, it seemed, was in the right credit cards. The Chase Sapphire Reserve and Chase Sapphire Preferred were recommended for their exceptional point earning potential. The Reserve offered 3x points on all travel, while the Preferred earned 2x points with a lower annual fee. With these in hand, I was ready to embark on a journey of maximum credit card points.
By linking the card that earned the most points for travel and using the Chase Sapphire Reserve for all my expenses, I could make my dream of a free vacation a reality. But as with any adventure, there were caveats and considerations to be aware of. It was important to keep track of my cash withdrawals and navigate any associated fees.
With all this in mind, I was ready to set sail and uncover the insider tips to earning maximum credit card points on a cruise.
Key Takeaways
- The Chase Sapphire Reserve and Chase Sapphire Preferred credit cards are recommended for earning travel points on a cruise.
- The Chase Sapphire Reserve card has the best point earning potential for all travel compared to the Amex Platinum.
- Money spent in the casino onboard a cruise can trigger credit card points, with the potential to earn up to 42,000 Ultimate Rewards points on a 7-night cruise.
- There are caveats to consider, such as safely securing the cash taken out in the casino and the possibility of cruise lines banning the card if cash is not used in the casino.
How to Maximize Points
To maximize my credit card points on a cruise, I can follow the insider tips revealed and use my Chase Sapphire Reserve card for all purchases, including cash withdrawals in the casino, to earn 3x points and potentially earn up to 42,000 Ultimate Rewards points.
Using the Chase Sapphire Reserve for cruise expenses is a smart choice because it earns 3x points on all travel. This means that every dollar I spend on the cruise, whether it’s for dining, entertainment, or other onboard purchases, will earn me three times the amount of points compared to other cards.
Additionally, I can avoid fees for cash withdrawals on the cruise by taking out cash using a slot machine instead of the casino cashier. This way, I can save the 5% fee that most cruise lines charge for cash withdrawals.
By following these tips, I can earn a significant amount of credit card points and make the most out of my cruise experience.
Recommended Credit Cards
I highly recommend the Chase Sapphire Reserve or Chase Sapphire Preferred credit cards for earning travel rewards. These cards offer great benefits and can help you maximize your points on a cruise.
Here are a few reasons why these cards are the top choices for travel points:
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Chase Sapphire Reserve earns 3x points on all travel, including cruises, giving you a higher earning potential compared to other cards like Amex Platinum.
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Chase Sapphire Preferred earns 2x points on travel and has a lower annual fee, making it a more affordable option.
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Both cards are considered Visas, which are widely accepted internationally, making them perfect for your cruise vacation.
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You can link the credit card that earns the highest amount of points for travel on the cruise, ensuring you earn the maximum rewards.
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Using your Chase Sapphire Reserve on a cruise allows you to take advantage of the 3x points on all your onboard expenses, including dining and activities.
By choosing the right credit card, you can earn a significant amount of credit points on your cruise, making your vacation even more rewarding.
Caveats and Considerations
Considering the potential risks and limitations, it’s important to carefully evaluate whether this credit card hack on TikTok is worth pursuing.
One of the main concerns is keeping the cash safe. While the hack suggests taking out $2,000 worth of cash each day from the onboard casino, it can be cumbersome to keep track of and safely carry around $14,000 for a 7-night cruise.
Additionally, most cruise lines charge a 5% fee for cash withdrawals in the casino, which can eat into the value of the credit card points earned. Elite status in the casino may waive this fee, but it’s not guaranteed for everyone.
Some users on TikTok even warn that cruise lines may ban the card if cash is not used in the casino.
These potential risks and drawbacks should be carefully considered before attempting this credit card hack.
Frequently Asked Questions
Are there any other ways to earn credit card points on a cruise besides using the casino?
Yes, there are alternative methods to maximize credit card points on a cruise. Besides using the casino, you can earn points by charging all onboard expenses to your credit card, including dining and entertainment purchases.
Do all cruise lines charge a 5% fee for cash withdrawals in the casino?
Cruise lines may charge a 5% fee for cash withdrawals in the casino, but there are alternative payment options to avoid these fees. Using slot machines or attaining elite status can help bypass the charges.
Can you earn credit card points on purchases made off the cruise ship during port stops?
Yes, you can earn credit card points on purchases made off the cruise ship during port stops. This is a great way to maximize credit card rewards on a cruise and earn even more points for your travel.
What happens if you lose or misplace the cash withdrawn from the casino?
Losing or misplacing cash withdrawn from the casino can have dire consequences. To prevent this, it’s crucial to securely store the cash and keep it close at all times. Losing it would be like throwing money down the drain.
Are there any restrictions on when and how you can redeem the credit card points earned on the cruise?
There are various strategies for maximizing credit card points on a cruise. When it comes to redeeming credit card points on a cruise, there may be limitations and options to consider.
Alfons is the visionary leader and driving force behind Voyager Info’s success. As the Editor in Chief, he brings a wealth of experience and an unwavering passion for travel to the helm of our cruise-centric platform.
With a lifelong fascination for exploring new horizons, Alfons discovered his love for the ocean and cruising at a young age. From sailing across pristine Caribbean waters to embarking on daring expeditions to far-flung destinations, he has amassed a treasure trove of first-hand experiences in the world of cruising.
